John’s Tips

Found a company that helps negotiate with your bank.  Their site says that they negotiate with your bank and help you find the best program to get your mortgage current.
Here’s the link: Best Foreclosure Fighters
Let me know your experience with them in the comments.

Found a great article on the types of scams that are targeting people facing foreclosure.
The most serious involve signing over your title either by being tricked into thinking you are signing something else or falling for a deal where you sell your house and rent it back from them.
The other scam is where they charge [...]