John’s Tips

Taking tips to the next level.

Entries for January, 2009

Foreclosure Survival Guide from Amazon

Amazon has a good price on a book by Stephan Elias.

The reviews are pretty positive.

Wells Fargo extends Foreclosure help to Wachovia Customers

Forbes reports that Wells Fargo is extending their mortgage modification programs to customers of Wachovia.
If you have your mortgage through Wachovia, you should have an extention to the end of February on any foreclosure activities.
Read the full story here.

How US Bank restructures instead of Foreclosure

US Bank reports that the increase in their restructuring activity has been in 2 areas:

Rate Resets.  These allow people to keep their same rate if they were up for a rate change.
An FDIC program based on verified income that allows you to extend the term to 40 years and reduce the interest rate down to [...]

Foreclosure Research - What works?

Foreclosures are the concern of apparently 1 in 10 homeowners that have a mortgage.  It’s at the heart of our financial crisis and in the news seemingly every day.
I’m looking for foreclosure solutions.  I’m looking for game plans.  I’m looking for both how to survive a foreclosure and how to avoid one of possible.  In [...]

Must have tool: Google Docs

If you haven’t checked out Google Docs yet, please take a quick look.  I’ll wait.

If you have a gmail account, you can get to Google Docs at any time you are in gmail.
What is Google Docs?

Docs - can save as or load MS Word documents
Spreadsheets - can save as or load MS Excel documents
Presentations - [...]