Found a company that helps negotiate with your bank. Their site says that they negotiate with your bank and help you find the best program to get your mortgage current.
Here’s the link: Best Foreclosure Fighters
Let me know your experience with them in the comments.
Found a great article on the types of scams that are targeting people facing foreclosure.
The most serious involve signing over your title either by being tricked into thinking you are signing something else or falling for a deal where you sell your house and rent it back from them.
The other scam is where they charge high prices for worthless help. Either doing nothing or doing simple things that you could easily do by yourself.
Bottom line, know what you are signing. Get references.
Amazon has a good price on a book by Stephan Elias.
The reviews are pretty positive.
Forbes reports that Wells Fargo is extending their mortgage modification programs to customers of Wachovia.
If you have your mortgage through Wachovia, you should have an extention to the end of February on any foreclosure activities.
US Bank reports that the increase in their restructuring activity has been in 2 areas:
If you are with US Bank, ask about these. If not, still ask and tell them that US Bank is doing this.
Source: Seeking Alpha
Foreclosures are the concern of apparently 1 in 10 homeowners that have a mortgage. It’s at the heart of our financial crisis and in the news seemingly every day.
I’m looking for foreclosure solutions. I’m looking for game plans. I’m looking for both how to survive a foreclosure and how to avoid one of possible. In the next few weeks, I’ll share what I’ve found.
Please feel free to comment if you have experienced a foreclosure or had any success in avoiding one.
John
If you haven’t checked out Google Docs yet, please take a quick look. I’ll wait.
If you have a gmail account, you can get to Google Docs at any time you are in gmail.
One key feature is collaboration. You can allow other editors modify your documents. Everyone can be working on the same document at the same time.
Aside from costing nothing to use, you can access your documents from any internet connected PC or Mac. You can even work with them offline and sync up later.
John’s Tips will be using them extensively for demonstrating any type of Excel tip or any tracking tools or budgets or you name it.
This is one of the real gems out there. Get familiar with what you can do and you’ll find yourself using it more and more.
